Critical illness cover can be used to assist you to pay off your mortgage or help your family adapt to your change in circumstances.
Critical illness cover provides a cash lump sum if you were to die or be diagnosed with a specified critical condition during the policy term. This money can be used to help repay your mortgage and allows you to reduce your financial concerns and concentrate on recovery. Critical illness cover can be used to help you and your family adapt to your change in circumstances and pay for care or modifications to your home. Critical illness cover can also be added to a life assurance policy for an additional cost.
The critical illnesses covered include heart attack, cancer and stroke. However, some types of cancer are not included and to make a claim for some illnesses, you need to have permanent symptoms. Critical illness cover for your children is included at no extra charge. Terms and conditions apply.
Critical illness cover also has terminal illness cover included at no extra charge and could pay out your chosen amount of cover if you’re diagnosed with a terminal illness and have a life expectancy of 12 months or less. This cover is not available for policies with a term of less than two years.
Our mortgage and protection advisers can provide more information about critical illness cover and a copy of the Legal & General Key Features Document that sets out the policy options and benefits.