Thank you for all of your help but more than that, thank you for helping us find a home that we are already in love with.
KFH provided us with an unusually high standard of service. You were efficient, effective, open and courteous at all times; not all estate agents can boast these qualities.
You worked incredibly hard to sell the flat and we’re really appreciative of all your efforts – and for remaining such a pleasure to deal with throughout!
You handled what was an incredibly difficult buyer and sale very well indeed. You kept me informed at all times and did a wonderful job of managing the process.
You have not simply done a superbly professional job but you also went the extra mile to make the process as easy for us as possible.
You were professional, stated the facts and answered questions in a positive manner without being pushy. I wouldn’t hesitate to recommend KFH if the situation arose again.
I really feel like you’re the only estate agent I’ve dealt with so far who’s actually listened to what I wanted and showed me houses that I like.
Just want you to know how grateful I am to have KFH on board! It’s such a comfort to know it’s in safe hands.
I really couldn’t have asked for a better service.
I would like to say a big thank you for all of your efforts in particular over the past few weeks to get us to the finish line.
In less than a week you achieved two offers, and sale agreed on a purchase price.
You were the best estate agent we came across and appreciated your honesty and help throughout the process.
We were very impressed with how you guys operate - a refreshing change from when we made our original purchase with another London agent.
I just wanted to say many thanks for all of your work during the move process and for helping with our numerous first-time-buyer questions!
A big thank you for achieving this price. The level of service I have received from the team at KFH has been excellent.
Mortgage repayment options
Unless you buy outright, a new property will involve taking on a home mortgage. How you decide to pay off that initial loan or capital has an ongoing impact on your monthly outgoings, as well as your longer term potential to make that property your own. Our mortgage advisors can help you find the home mortgage that suits you, your financial goals and your income.
The main choices you have to make are
- Repayment or interest only?
- How long is the repayment term?
Providing you make the necessary payments on time, a repayment mortgage guarantees you’ll clear your debt by the end of the agreed term. Part of each month’s payment goes to paying off the capital, and part goes to paying interest on the loan.
An interest only mortgage involves paying off the interest and making simultaneous payments into a savings plan. At the end of the mortgage term you use the savings to pay off the full amount of the capital in one go, however, the savings plan is not guaranteed to pay off the loan. You will have to make up any shortfall.
Most home mortgages have a standard repayment term of 25 years. To minimise the total interest charged the shortest term possible will always be recommended. You may prefer a term of 25 years or more if minimising monthly payments is more important to you than the overall cost of the loan.
We don't charge for our advice. Instead, we simply charge a fee for arranging your mortgage of up to 1.5% of the mortgage amount. A typical fee is £399. We will not charge a fee to existing clients for arranging a residential re-mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Find your local mortgage advisor to discuss mortgage rates.